Skip to content
Knowledge Source

Boost Order Conversion by Reducing Avoidable Card Declines

February 11, 2026 | 2 mins read

Antom optimises card payments to reduce declines and recover lost revenue.

Boost Order Conversion by Reducing Avoidable Card Declines featured image

Future-proof your payments


Chat with
our experts

Antom Card Revenue Booster helps recover lost revenue through card payment optimization

Not all card declines are real. Many are avoidable, and they cost merchants real revenue. This article breaks down the hidden causes of unnecessary declines and shows how lost revenue can be recovered simply by applying Antom Card Revenue Booster.

Card payments are one of the most important payment methods in online transaction scenarios but they are also frequently impacted by unnecessary declines.

Merchants typically see one outcome: payment failed. A customer may have sufficient funds, yet the transaction does not complete successfully. They retry with the same card, switch cards, or attempt again later—often with the same result. During online sales campaigns, decline rates may rise sharply without a clear explanation.

undefined

What merchants do not see is the complexity behind these outcomes. The card payment ecosystem is real-time, dynamic, and fragmented. The same checkout attempt can be evaluated differently across issuers, and even within the same issuer, authorization decisions can shift based on time, volume, fraud pressure, and operational thresholds. Failures can be difficult to diagnose and often invisible to end users. The result is immediate revenue loss and reduced customer trust.

 

undefined-Feb-11-2026-09-22-45-6385-AM

Revenue growth does not always require more traffic acquisition

When decline drivers are not visible, many merchants attempt to offset conversion loss by spending more on acquisition. However, a meaningful share of “lost revenue” can be recovered by improving outcomes for the transactions that already reach checkout.

This is the role of Antom Card Revenue Booster: optimizing the last mile of card payments to reduce avoidable declines and recover incremental revenue.

 

undefined-Feb-11-2026-09-22-46-8389-AM

Results at scale: AliExpress* during peak campaigns

Antom Card Revenue Booster has been applied in large-scale, high-volume environments. For example, during AliExpress’* major 2025 sales campaigns, Antom delivered:

· 2–3% uplift in card authorization rate

· Approximately 2% of orders recovered through automated retry strategies

· More than 1% incremental improvement through intelligent optimization of routing and detailed strategy parameters

Note: Results are based on controlled experiments (A/B testing) using real merchant transaction data. Due to privacy and compliance requirements, results are presented in aggregated form.

These improvements were achieved without increasing user traffic or changing customer behavior.

 

undefined-Feb-11-2026-09-22-46-1204-AM

Antom Card Revenue Booster: Intelligent optimization for card performance

 

undefined-Feb-11-2026-09-22-46-3442-AMImproving authorisation rates typically requires coordinated optimizations across routing, messaging, authentication, and credential continuity.

Antom Card Revenue Booster uses AI to move beyond passive processing and continuously optimize authorization strategy for each transaction in real time.

 

undefined-Feb-11-2026-09-22-46-6390-AM

Key capabilities

Smart Routing selects the best-performing authorization route based on real-time route stability and success rates.

Adaptive Messaging aligns transaction messaging formats with issuer expectations to reduce unnecessary declines caused by mismatches.

Authentication Intelligence assesses each transaction, and applies verification only when needed, reducing unnecessary friction while ensuring compliance.

Active Retry recovers transactions impacted by temporary issuer conditions such as temporary issuer-side constraints, transient instability, or momentary tightening of risk thresholds.

Credential Lifecycle Management reduces avoidable failures caused by outdated credentials. It leverages Network Tokens and Account Updater capabilities to maintain continuity when card details change due to expiration or replacement.

 

undefined-Feb-11-2026-09-22-45-8699-AM

Recover incremental revenue at the last mile

Antom continues to build best practices across industries and regions, helping merchants identify and resolve hidden sources of payment loss across the card payment journey.

To explore how Card Revenue Booster can improve authorisation performance and recover incremental revenue, contact Antom’s expert team to gain priority access to tailored optimisation and upcoming payment enhancements.

 

* AliExpress is a global cross-border ecommerce platform under Alibaba Group, operating across multiple countries and regions. In high-volume international commerce, payment stability and authorization performance are critical to sustained growth.

We're here to help

Let's get your business growing today

ant group logo
AntomLogo
Antom is a brand of Ant International

Related Articles